Money Tight? Trim the Fat!
Afraid of losing your job? Is your employer considering a hiring and salary freeze? Are you unemployed? These trying economic times may cause difficulties, but they also represent a tremendous opportunity for each of us to examine our role in the economy and to examine our personal consumption habits. If we all resolve to improve the quality of our spending, even though we may be limited in how much we spend, our world will come out of the current recession much healthier than it was before.
Of course, if your income has been reduced, the first thing you need to do is carefully consider every purchase you make. Here are some no-brainer suggestions for ways to cut your expenses. You may think these things are too trivial to bother with, but over the course of a year or two, the savings will really add up:
- When you reach for the last book of checks in your drawer and see that “reorder now” sheet, instead of calling your bank, shop for bank checks online. Buying online can save you most of the markup that your bank charges.
- See if you can save money by cutting your newspaper subscription from seven days a week to only on Sunday. If it is cheaper to just get the Sunday paper, change your subscription. You don’t need to read the paper seven days a week, and you will be saving many trees by cutting down to one day. Look for the grocery ads in your Sunday paper and clip the money saving coupons. The savings will pay for the paper many times over and will significantly cut your food bill.
- If the store is just down the street, walk or ride a bicycle to do your shopping. Use cloth tote bags or a backpack to carry your purchases home. If you avoid driving just one mile per day, you will save anywhere from $25 to $75 per year on gasoline, depending on your car’s efficiency and the price of gasoline.
- Use your heating and air conditioning as little as possible. Look for easy ways to save energy around your house. Easy ways to save energy are by covering windows on cold nights and plugging leaks around windows and doors.
- Buy unprocessed foods and cook from scratch. Not eating out can save you a ton of money. But, don’t be a hermit. Spend some money to support your local businesses, like taking your significant other out on his or her birthday!
- Need new clothes? Check your local thrift store first, especially for kids’ clothing that they will outgrow quickly. You can get great deals on high quality merchandise that is only slightly used.
This is just the beginning of ways you can streamline your personal economy. Challenge your creativity and make saving money fun. When you buy checks, don’t get the same plain boring style you have had for years. Get frog design checks or something exciting like endangered species checks instead. Make foods you have never tried before, like a green salad with arugula and spinach, or grilled bison burgers. Buy a designer dress that you could never afford brand new for just a few dollars at your local thrift store. Life is short. Have fun!
Related posts:
- Save Money By Avoiding Unnecessary Bank Fees
- Simple Steps to Save Money on Your Bills
- Saving Up Some Extra Money
- A Money Saving Exercise
- Save Money For Bait By Buying Fishing Checks Online
Tags: bank checks, bank checks online, frog checks, online bank checks, order checks online, thrift store, wolf checks
